LIR: CovingtonCat: Call a few MRI places and ask what their cash price is for the MRI. Usually it is much less. It may be worthwhile to just pay it
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yourself to not go over that $10k cap and save that insurance money for other things. Or it may also be possible to submit the claim yourself to the insurance company to get reimbursed (check with the insurance company).
Since it is not an emergency, I would shop around the imaging places to see what they will charge.
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