ST Alpha - "My current rate is 5.75. Excluding closing costs, if I refi to a 5.03% 15-year fixed, my payment goes up $230. I'd need it to drop to 2% to get a" (Reading a Post)

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My current rate is 5.75. Excluding closing costs, if I refi to a 5.03% 15-year fixed, my payment goes up $230. I'd need it to drop to 2% to get a

Posted by oblique (aka kkuphal) Jan 6 '09, 12:03

lower payment on the 15 year cycle. But then I suppose I could just start paying $200 more on my current loan and get close to the same result

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