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In response to "My current rate is 5.75. Excluding closing costs, if I refi to a 5.03% 15-year fixed, my payment goes up $230. I'd need it to drop to 2% to get a" by oblique

calculate the total amount of interest you'll be paying on the refi versus the amount of interest you'll be paying in the remainder of your current

Posted by znufrii Jan 6 '09, 12:05
mortgage. if the difference is greater than the closing costs, and you can afford the extra $230/month, go for it.

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