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In response to "four. the house itself is decent, it's the location and the neighborhood that bite." by kare

Aaah, gotcha. At least it's big enough. Maybe don't look at it like 10 years to get out. Just a couple and maybe you can get a second house

and rent this one. Maybe you have a second income working from home or something. Things change all the time. Try to focus on the good stuff NEW BABY!! :) I don't think it will take as long as you think for your circumstances to change. Just seems bad now because of the economy

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