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In response to "and, while we are on this topic - why do you have such expensive cars when you are in this situation? -- nm" by Andie

About 20K of all of the 37 is divorce debt I got stuck with. The Cars....

When we lived in Seattle we had 2 cars - didnt need 2 cars. Combined them into one car where the one car payment was less than the 2 and the interest rate was lower.

Moved to Texas and I had to get a car. Mine is actually reasonable. I owe 8000 on it and payment is like 215

The wifes car is the big one :)


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