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In response to "really? you thought that was a good idea? (sorry, i sound bitchy, but debt doesn't go away by magic.) -- nm" by Andie

Which part was good idea? I know I have been working my ass off for 3 year to get this under control

I had parrents that taught me nothing about debt and all that - most of it has been hard fought to learn to do the right thing not the fun and easy thing.

I have eliminated at least 15K in the last 3 years and its always moving down


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