In response to
"requestion: I can get $7k in incentives on a 2010 Cobalt. My 2008 has 90k miles on it, 4.5k left to pay off and is probably worth $7k+ based on KBB"
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oblique
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so are you financing anything? or no? "have the cash" is different to "will use cash."
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if you are financing over a longer term, you may lose some interest, but on $3k (if I'm reading right) it'll be a small amount and the refreshed warranty as well as any improvements to technology ford has implemented since then...
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Responses:
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