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In response to "Several years ago I saw a news story about a couple without fed flood insurance. They were watching the water rise and putting out sandbags. They also" by Trish

wow I had never heard of that ... I know for a long time it's been suggested that Flood be incorporated into everyones home insurance policies - so

that the cost for claims being covered is spread amongst everyone, but that hardly gives any incentive for people to quit building in flood zones

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