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In response to "so if I have renter's insurance (no flood rider) and my basement floods, I'm screwed, right? -- nm" by amanda "late sleeper" jones

if it's "ground surface water" - ie. water coming in from outside due to flooding - most often excluded - if you have water back up through sewer &

drains, or a flood from washing machine malfunction, or flood from frozen pipes that burst - ie. other source of the water that "ground surface water" - there can be coverage for the damage.

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