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In response to "Because Refurbished Dave really wants to learn and listen to the brain trust (here is the exact financial situation)" by Capstern (42 Days)

So in the end I am freeing up about 1826 in income. While losing about 1800 in income (her).

you're freeing up $1826 in monthly payments. not in income.

the only smart play, ever, is to aggressively pay off high interest debt while maintaining current status on all other bills. since you are upside down on two cars, it is worth it to evaluate the added monthly cost of gap insurance vs. paying down the cars aggressively.

this is all stuff we've told you before. I will be shocked as shit if you listen to anything we've ever said.


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