ST Alpha - "Well what are you offering in exchange :)" (Reading a Post)

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In response to "Hey Capstern, I could use some money. It's only be $100 a month for say, 6 months. I can you hook me up with that? Just cancel the life insurance" by sycor

Well what are you offering in exchange :)

Posted by Capstern (41 Days) (aka Capstern) Sep 13 '11, 09:41

I was just thinking with some of the crazy talk shes been talking and teh way she drives that 100 or so bucks for the next 6 months against half a million...err wait that does sound like motive...
cancelling.

I guess I should cancel mine as well as no one to really leave it to. My ext-step-daughter could use it but shes not stuck with my bills if I croak either. 1M against 40 a month is nice but no one really to get it I guess.

Also means I can cancel the 100 or so a month in extra life insurance on both of us as well.

wooot savings

Responses:

I'd keep yours. If you try to get that much again you will end up paying more. And hopefully you will find someone eventually to be your beneficiary. - sycor Sep 13, 09:51 10
- That is true. I got it like 8 years ago and I should never need a phsyical again unless I try to change it. - Capstern (41 Days) Sep 13, 09:53 9
  - your work coverage is likely subsidized. I'd keep that as well. how much can it cost; $6 per month? -- nm - HPV McGee Sep 13, 09:55 5
    - It is subsidized but I think my extra 750K at work is like 66 a month or something like that - have to look but I know its more than 60 -- nm - Capstern (41 Days) Sep 13, 09:55 4
      - you can probably reduce the amount of coverage you need without cancelling it altogether to save some money. -- nm - znufrii Sep 13, 09:56 1
        
        Well with what I am reading no reason to NOT cancel the work insurance but keep the cheaper private insurance -- nm - Capstern (41 Days) Sep 13, 10:06
      - my mind just exploded. who would elect that kind of coverage? -- nm - HPV McGee Sep 13, 09:56 1
        
        At the time, I was married and I wanted to carry as close to 2M as I could. If I died there was no way she - Capstern (41 Days) Sep 13, 10:02
  - Just make ST your beneficiary in the meantime :) -- nm - znufrii Sep 13, 09:54 2
    - I had thought about leaving it to a friend I trust as executor of my estate to help my mom and my daughter and then give to charity - Capstern (41 Days) Sep 13, 09:56 1
      - you don't leave it *to* your friend, you leave it to the people you want to have it. give it to your mother. -- nm - Andie Sep 13, 09:58

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Well what are you offering in exchange :)

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