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In response to "Yeah, I just pay it off by the due date. I can check it online whenever I want, so I just make sure I have enough cash on hand to pay the bill. -- nm" by GregW

Also, I keep track of the cycle date. Mine is the 24th, so if I want to buy something that I don't have the cash for just yet, I wait until after the

24th. That gives me about 6 weeks before I have to pay for it.

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