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In response to "for the life of me I can't figure out how mine is so terrible. one medical charge + one indentity theft charge ( now disputed)" by Epiphany

I understand closing credit lines can ding your report

a. there's the question of why? (paranoid motherf'rs)

b. having a 'certain' amount of credit means you can be trusted with it.

c. having too much is another problem


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