ST Alpha - "Yes...it's called primary and secondary insurance. Check the plans though...as with most insurance companies, there are contracts." (Reading a Post)

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In response to "Benefits question: My wife got dental through her work for the family, and so did I (for 4 days) in January. Can we "double-up" insuarance?" by JaxSean

Yes...it's called primary and secondary insurance. Check the plans though...as with most insurance companies, there are contracts.

Posted by Jim (aka Jim) Jan 21 '09, 09:37

And companies will only pay the contracted amount. If another company pays that amount first...they will not pay anymore.

I would think it's even worse for dental coverage as no one wants to pay dental claims.

but the broad answer is yes, you can give them 2 insurance plans...but you have to tell them which would be primary and which would be secondary...and to do that, you may need to contact both carriers.

Responses:

Interesting. Thanks. -- nm - JaxSean Jan 21, 09:38 2
- Your best bet would be to call each plan and tell them what you have and see what they cover. - Jim Jan 21, 09:40 1
  - exactly. thanks. -- nm - JaxSean Jan 21, 09:41

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Yes...it's called primary and secondary insurance. Check the plans though...as with most insurance companies, there are contracts.

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