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In response to
"we *are* talking about credit in this thread. you're moving the yardstick. -- nm"
by
zork
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I'm trying to explain *why* the credit score would be what it is.
Posted by
spamlet
Apr 13 '12, 12:37
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I don't know everything that goes into it but the credit score is primarily a tool to predict whether you will pay your bills. Yes, a bankruptcy is bad but if the person has kept up on all their bills since then they would be a much lower risk than someone falling behind on bills currently.
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Responses:
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