ST Alpha - "Most of my dental work. My insurance is useless and I'm quite angry. " (Reading a Post)

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In response to "pre-existing condition poll. What will your heath coverage NOT cover....allopurinal for gout -- nm" by peglegpete

Most of my dental work. My insurance is useless and I'm quite angry.

Posted by Krusty (aka krustylu) Apr 16 '12, 13:18

Apparently I have a $5k deductible. So basically, I don't have insurance and I'm still stuck paying them every month for the privilege of having their card in my wallet. I can't cancel it and I can't use it. I'm wasting so much money and I can't do anything about it. So angry.

My gf needs an MRI but we can't afford it. We'd have to pay for it out of pocket.

Responses:

A few thoughts. First, amazingly that "privilege" of carrying the card is actually pretty valuable since it gets you the negotiated rates that the - pmb Apr 16, 13:30 2
- It's an HSA account and I put what I can afford but by the time I have enough to get anything done it'll be the end of the year. - Krusty Apr 16, 13:45 1
  - Why don't you put in the difference between what you would have paid for the lower deductible insurance and the higher deductible (at least). That's - pmb Apr 16, 13:53
For the MRI, call up different imaging places and ask for their cash rate. Negotiate beforehand and you may save a good amount. -- nm - James Bond (aka Igor) Apr 16, 13:20 1
- I'll tell her this. Thanks. - Krusty Apr 16, 13:23

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Most of my dental work. My insurance is useless and I'm quite angry.

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