ST Alpha - "A few thoughts. First, amazingly that "privilege" of carrying the card is actually pretty valuable since it gets you the negotiated rates that the " (Reading a Post)

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In response to "Most of my dental work. My insurance is useless and I'm quite angry. " by Krusty

A few thoughts. First, amazingly that "privilege" of carrying the card is actually pretty valuable since it gets you the negotiated rates that the

Posted by pmb (aka pmb) Apr 16 '12, 13:30

insurance carrier has negotiated. You will likely still get a better rate on the MRI than the cash pay. It still runs through your insurance. Second, usually a high deductible plan is tied with an opportunity to use a Health Savings Account (so you can put away the money to pay your healthcare costs on a pre-tax basis. I also have a high deductible insurance, but find that the combination of the lower insurance premium and the pre-tax money for the HSA is a better deal. You should look into the HSA.

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It's an HSA account and I put what I can afford but by the time I have enough to get anything done it'll be the end of the year. - Krusty Apr 16, 13:45 1
- Why don't you put in the difference between what you would have paid for the lower deductible insurance and the higher deductible (at least). That's - pmb Apr 16, 13:53

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A few thoughts. First, amazingly that "privilege" of carrying the card is actually pretty valuable since it gets you the negotiated rates that the

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