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In response to
"It's an HSA account and I put what I can afford but by the time I have enough to get anything done it'll be the end of the year."
by
Krusty
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Why don't you put in the difference between what you would have paid for the lower deductible insurance and the higher deductible (at least). That's
Posted by
pmb (aka pmb)
Apr 16 '12, 13:53
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no more than you would otherwise be paying. It's true that it doesn't work great if the timing doesn't work out or you can't fund it at the beginning of the year, but overall it can be a better deal (particularly after the first few years as you build up a balance in the account). You really have to do the math and compare the plans. For us it works great for families, but isn't a great deal for individuals.
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