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In response to "So my wife applied for a Target REDcard, didn't realize it was a credit card, no problem, except we never received the first two statements" by oblique

I'd call and cancel, when they ask why tell them about not receiving the statements, and the late fees, probably spin something about the service

being unreliable and not wanting the inconvenience of it happening again. if they don't kill the fees to keep you around, they won't ever do it.

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