ST Alpha - "Here's how it was explained to me" (Reading a Post)

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In response to "Random engagement related question. How much does it cost to insure the ring? and now that she has it should I insure it or should she? -- nm" by volnelk

Here's how it was explained to me

Posted by Count Strongbad (aka Rambler14) Apr 27 '12, 09:25

Getting it insured as a separate policy will be slightly more expensive,
BUT if you lose it they will reimburse you the appraised value.

Adding it to your existing policy, you will not get the total appraised value back if you lose it... but it's slightly less per month.

Responses:

Uh... that is weird. -- nm - Iron Spawn Apr 27, 09:26 2
- We have State Farm. - Count Strongbad Apr 27, 09:29 1
  - (probably what mafic is referring to below) -- nm - Count Strongbad Apr 27, 09:31

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Here's how it was explained to me

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