ST Alpha - "So, if the insurance totals your car that means they won't insure it anymore, correct?" (Reading a Post)

SlickerTalk
Search Archives
The Leaderboard
The FAQ

Down to Post

Backboards:

Posts: 163

So, if the insurance totals your car that means they won't insure it anymore, correct?

Posted by spamlet May 3 '12, 13:09

Really hoping that doesn't happen but a friend of ours had their car totalled at $17k and mine is worth only slightly more than that.

Poor Sasha.

Responses:

generally when they total it - they take the title and the car in exchange for the agreed settlement, however - we have had times where clients want - JenBro May 3, 13:27 7
- Thanks. They wrote a check to my neighbor and he still has the car and it had me wondering. -- nm - spamlet May 3, 13:52
- Question: if the car was hit by someone, their fault etc....would their company evade paying for the body damage because the body was already damaged? - zeitgeist May 3, 13:36 1
  - we've had this happen ... someone hit a deer where there was already one dent - and the body shops are able to split that cost out and the client can - JenBro May 3, 13:41
- LIR....Pampered CHEF!! score! - Epiphany May 3, 13:29 3
  - THANK YOU!!! I really needed someone to be excited about that for me - I mean - seriously - that savings was sick right? - JenBro May 3, 13:39 2
    - oh my gawd - in a situation where worlds collide - my friends just texted me about a party she wants to have in June - Epiphany May 3, 13:56
    - oh wait - I forgot - also a micro plane and chefs tongs too -- nm - JenBro May 3, 13:44
If they total it, they take it and sell it for salvage. They might work with you to cut a deal to allow you to keep it and try to fix it. -- nm - Kim Pine May 3, 13:17
wait, hasnt this happened to you before? - tRuMaN (oddly mispronounced) May 3, 13:14 8
- Not totaled, but my first new car had $11k of hail damage when I owned the car for 2 months. -- nm - spamlet May 3, 13:15 7
  - also, have you ever considered that fate keeps hailing on your car cause you refuse to get a new house with a garage? - tRuMaN (oddly mispronounced) May 3, 13:26 5
    - This is the first time at home. Once at work and once in Columbia. :P -- nm - spamlet May 3, 13:42 3
      - so, its been working up to this. - tRuMaN (oddly mispronounced) May 3, 13:43 2
        
        She never wants to move. I've tried. - spamlet May 3, 13:46 1
        
        strange. - tRuMaN (oddly mispronounced) May 3, 13:47
    - My brutha! -- nm - Iron Spawn May 3, 13:27
  - ohh, k. the interwebs say you can keep it, they will may give you a lessor payout though - tRuMaN (oddly mispronounced) May 3, 13:20
Correct, that particular car no longer exists to them. -- nm - CrankYanker May 3, 13:11
why would you want to insure a totaled car? -- nm - TFox May 3, 13:10 2
- Hail damage. If it's totaled I'd want to know my options for fixing the car rather than just scrapping a car with 28k miles. - spamlet May 3, 13:14 1
  - fair enough. -- nm - TFox May 3, 13:20

Post a message top

So, if the insurance totals your car that means they won't insure it anymore, correct?

Replies are disabled on threads older than 7 days.