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The best Juniper credit could offer was to waive the $49 annual fee a second time and drop the interest rate to a still insanely laughable...20%.

I told them that was absolutely unacceptable, the only thing that would keep me their customer is to lower it to below 10%.

They were like, no. That's not an option.

I said, okay, so we're going to be closing this account.

While it's going to temporarily hurt my credit rating, I think it was really the only move I had.


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