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i learn about a lot of federal programs when auditing clients, and many i agree with, but sometimes, i just see why anything thinks its a good idea

lets buy a run down house for $20k, spend $110k fixing it up, take a loss, and sell it for $100k, with $20k of that being a federally funded second mortgage.

but the house doesnt sell, it sits there for months upon months, because of its location, and the hope that it would actually help the value of the homes near it fails. and slowly, all the homes near it get purchased through the same program, and never get sold.



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