ST Alpha - "For the record...health care/insurance...that's what I do. It's what I've done for the last 15 years..." (Reading a Post)

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For the record...health care/insurance...that's what I do. It's what I've done for the last 15 years...

Posted by Jim (aka Jim) Jun 28 '12, 10:58

And sure...you pay for your shit right now...have a heart attack. need a major surgery. get in a car wreck.

That's TENS OF THOUSANDS of dollars coming out of all of our pockets.

Congrats on being so above everyone else...I just hope nothing bad ever happens to ya...cause it'll be on my dime.

I see everyday how much we write off to bad debt that we KNOW we'll never see a penny of. How many charges come through our ER every day that we KNOW we'll never see a dime of.

here (slickertalk.com)

i don't know about you, but when i've not had health insurance, i paid 100% cash out of my pocket, not taking advantage of "free" services

colin (aka colinski) Jun 28 '12, 10:51

i'm practice what i preach. i could have gotten food stamps and housing assistance in Maine because their standards are so lax, but i didn't because it wasn't right. sooo.... don't preach at me about how my not having health insurance costs YOU money.

In response to Jim: "And you can choose to have no health insurance, pay the "tax" and still have US shelling out more of our money for YOUR healthcare needs."

Responses:

you're making this personal. - colin Jun 28, 11:06 55
- I don't think he meant *you* in particular. - JaxSean Jun 28, 11:19
- [deleted] 2
  - Thank you. -- nm - Jim Jun 28, 11:18 1
    - i think it was the caps lock that did it. - colin Jun 28, 11:19
- Would it have been better to say "people who don't have insurance are costing people who do have insurance money"? Does that make it sit better with - Jim Jun 28, 11:16 1
  - it makes it more true, that's for sure! -- nm - colin Jun 28, 11:17
- And there was always a chance you'd suffer some large-cost episode that you could not cover out of pocket. - Will Hunting Jun 28, 11:16
- But you got lucky, when you thought you were uninsured, you actually were because the government won't let you die in a car crash without at least - Guigue Jun 28, 11:10 47
  - lots of people are outwardly healthy until they're not. - Mel Profit Jun 28, 11:13 3
    - That's like saying people will eat healthier if we give them free fruit at the grocery. I bet lots and lots of people still won't - oblique Jun 28, 11:23 2
      - I'm sure that's true, but many will. Nobody is expecting perfection. The question is does it improve things. - pmb Jun 28, 11:28
      - Probably not...however if it's there, there'll be more who use it than had in the past. - Will Hunting Jun 28, 11:25
  - i have... car insurance for that.. and my car insurance covers me as a pedestrian and bicyclist as well. - colin Jun 28, 11:11 42
    - Fine, it wasn't the car accident.. but say appendicitis (that ruptured), hello 3-4 day hospital stay $$$ -- nm - James Bond (aka Igor) Jun 28, 11:14 22
      - $3000 to have the procedure if i'm diligent. does appendicitis jump up out of the blue? no... there's signs. - colin Jun 28, 11:20 21
        
        Dude.. the CT scan to just diagnose your appy will be like $1,000. ER visit $500, ER Doc... you will probably rank up $2-3k before you even make it - James Bond (aka Igor) Jun 28, 11:26
        
        Now you are starting to act like you're you own doctor... which is part of the problem of people being uninsured -- nm - con_carne Jun 28, 11:24 4
        
        this. my friend who died last month ignored a cough for a couple of years. whoops. -- nm - loosilu Jun 28, 11:25 3
        
        Yeah, and that's so sad. You know, I'm starting to feel better about this mandate thing. - con_carne Jun 28, 11:31 2
        
        just to be clear, he had coverage. my point was that he played doctor and decided it was nothing. - loosilu Jun 28, 11:33 1
        
        Ah, good point. Went off on a tangent there. -- nm - con_carne Jun 28, 11:39
        
        heh. try over $28k -- (link) - decline Jun 28, 11:24
        
        Hmm... appendicitis does jump out of the blue. I just had a dude last week who thought he had food poising, nothing really major just some - James Bond (aka Igor) Jun 28, 11:23
        
        if you get it done in someone's garage. -- nm - loosilu Jun 28, 11:22 2
        
        HE DOES NOT HAVE A GARAGE, HE HAS NO CAR!!!!! nm -- nm - groiny Jun 28, 11:23 1
        
        yomank. -- nm - loosilu Jun 28, 11:24
        
        $3,000? - amoxy Jun 28, 11:22
        
        Doesn't appendicitis actually jump out of the blue? - Guigue Jun 28, 11:22
        
        why are you arguing hypothetical details when people are talking about overall issues and concepts? - Andie Jun 28, 11:22 6
        
        [deleted] 5
        
        see, that's scary. -- nm - Andie Jun 28, 11:29 4
        
        And I can't imagine living with that fear - Guigue Jun 28, 11:31 3
        
        honestly, 25k does not take you very far should you end up in a hospital. - groiny Jun 28, 11:32 2
        
        I'm guessing for an uninsured patient that means automatic bankruptcy... -- nm - Guigue Jun 28, 11:34
        
        wasn't amoxy's stay more than that, even? -- nm - loosilu Jun 28, 11:34
        
        what hosiptal would take your appendix out for 3 grand? - groiny Jun 28, 11:21
    - Jeebus man, I chose a car crash as a exemple... Fine, a small meteorite crushes your left leg then... - Guigue Jun 28, 11:13 3
      - that's harsh... - colin Jun 28, 11:15 2
        
        ? - Guigue Jun 28, 11:20
        
        Hi...are you still missing me? nm - The Point Jun 28, 11:19
    - it is no different that law requiring you to have car insurance. - groiny Jun 28, 11:12 10
      - That's a false argument, not everyone owns a car. - miffed67 Jun 28, 11:26 3
        
        [deleted]
        
        aah, but as I understand it, her employer is going to get penalized for not offering her insurance, no? nm -- nm - groiny Jun 28, 11:28 1
        
        Yes, that's my take, too. Unfortunately, she works for my dentist! -- nm - miffed67 Jun 28, 11:53
      - and i choose to be a part of that system.. i think it is well run and would be angry if the gov't tried to up their involvement. -- nm - colin Jun 28, 11:13 5
        
        so, how do you feel about those people who have a 'pre-existing' condition, and it comes back, and they are screwed? what happens to those people - Andie Jun 28, 11:15 4
        
        "we are sorry, your insurance does not cover that bypass surgery, because it is pre-existing" - groiny Jun 28, 11:16 3
        
        [deleted] 2
        
        have a heart! spread it out over 3 years... -- nm - colin Jun 28, 11:21 1
        
        [deleted]
    - your car insurance would cover you if you were walking across the street and got hit by a bus? -- nm - Andie Jun 28, 11:12 3
      - actually, it does. i've had several conversations with agents over pedestrian and bike incidents. coverage is very good! -- nm - colin Jun 28, 11:15
      - he does not walk on streets, Andie!!!!! NM -- nm - groiny Jun 28, 11:13
      - He has *very good* insurance. -- nm - ty97 Jun 28, 11:13
I totally agree with this post. To say "i can pay myself out of my own pocket" is totally foolish. Plus, before insurance companies would just - James Bond (aka Igor) Jun 28, 11:01
yeah, when I had no coverage and had to dip into my pocket to the tune of 8 grand - groiny Jun 28, 11:01

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For the record...health care/insurance...that's what I do. It's what I've done for the last 15 years...

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