ST Alpha - "do those huge bills ever get paid? I'm asking not specifically but it must happen daily all over the place" (Reading a Post)

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In response to "I never saw the bills for my mom's hospital stays during the 2 brain surgeries, but I can just imagine how huge they were." by Will Hunting

do those huge bills ever get paid? I'm asking not specifically but it must happen daily all over the place

Posted by Epiphany ( Lawbreaker) (aka Epiphany) Jun 28 '12, 11:41

right? the insurance pays their portion and then what??

Responses:

There's generally a cap on the patient's out of pocket and then the rest is covered by insurance up to a pretty large number (now I don't know if - pmb Jun 28, 12:01 1
- I don't know about annual, but there used to be lifetime limits actually. That's one of the things the law fixed. -- nm - Don Homer Jun 28, 12:03
The patient is only responsible for their regular co-pay. Any difference between full charge and the carrier's contracted rate is written off. -- nm - MojaveMeg Jun 28, 11:54
It depends. - spamlet Jun 28, 11:51
If people have the money, they pay it off. If not...they end up getting written off to bad debt. Agencies will try to collect the money...worst case - Jim Jun 28, 11:46
Colin pays for us out of pocket. - Will Hunting Jun 28, 11:42
people file for bankruptcy -- nm - Don Homer Jun 28, 11:42 4
- in fact, I think it's the most frequent cause of bankruptcy. -- nm - loosilu Jun 28, 11:45 3
  - Over 60% of bankruptcies - from 2007 data -- (link) - Roger More Jun 28, 11:48 1
    - (compared to 8% of bankruptcies in 1981) -- nm - Roger More Jun 28, 11:49
  - yes, it is. -- nm - decline Jun 28, 11:47

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