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In response to "Well, I certainly defer to the actual doctor. :) -- nm" by Dr.Vermin just plays one on ST

Are you replying to my post above? That's sort of my point.

If a doctor says you should get a certain treatment, you might not ask whether it is necessary, or whether a cheaper treatment is available. If a doctor prescribes you a brand-name medication, you might not ask whether there is generic medicine available.

I know what you're saying - that if you're spending your own money you are more likely to ask these sort of questions.

But the doctor will still have more expertise than the patient. "Oh, I think the brand-name gives better results." "The more expensive treatment is safer" "Let's run this test just to be sure" etc...

An insurance company, which has in-house expertise about medical treatment, is more likely to get results from asking these questions than an ordinary patient.


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