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In response to "Healthcare quiz: How much did my recent knee surgery cost, and how much did I have to pay?" by howie

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Posted by howie (aka howie) Jun 28 '12, 19:04

Hospital Billed: $163,511.35
Hospital Discount: $123,235.10
Actual Charges: $40,267.25
Insurance Payments: $37,405.04
What I paid: $2,900.01

I like having insurance.

Responses:

What is the hospital billed/discount bit - Karl_S Jun 28, 19:23 8
- Because if they just charged the first rate then insurance would demand half off THAT. -- nm - Ender Jun 28, 19:44 1
  - insurance co's negotiate a pay scale, the itemized rack rates are so when the bill collectors force you into bankruptcy they can settle for half and - zeitgeist Jun 28, 19:58
- If I'm not mistaken the bigger # is their quoted cost and the lesser # is the negotiated "Good Guy" rate the insurance has pre-negotiated. - howie Jun 28, 19:29 5
  - I'm in the wrong business, they may aswell print money with those rates -- nm - Karl_S Jun 28, 20:13
  - It's the same in pharmacy. Cash prices (especially for generics) have a rather large markup. - Tim Jun 28, 19:47
  - Plus you had that coupon. -- nm - Cuzzin Todd Jun 28, 19:40 2
    - It was part of their "Ortho-Madness" tent surgery sale (nm) - howie Jun 28, 19:47
    - Groupon ftw! -- nm - Tim Jun 28, 19:45
neener neener, my mom's knee replacement with a week in hospital, pre and post op care...$70 (for 'meals' in the ward) -- nm - zeitgeist Jun 28, 19:13
Now I feel better about my 32k/18k/2.5k ankle surgery. -- nm - Ender Jun 28, 19:12
See that is the thing, what hospital bills is nonsense since the insurance never pays it anyway. And don't forget, this is a super nice private hospit -- nm - James Bond (aka Igor) Jun 28, 19:12
jeepers -- nm - Beaker Jun 28, 19:08
wait, what? - prayformojo Jun 28, 19:08 1
- It's going to get worse. Much much worse now!!! -- nm - Conservative Fear Jun 28, 19:10
That is Amoxy level health care bills -- nm - Bacon Jun 28, 19:08
Whoa. -- nm - mara Jun 28, 19:06

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