ST Alpha - "Just deposited a check using my phone. And now there's a pending deposit in my account. It's like magic. -- nm" (Reading a Post)

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Just deposited a check using my phone. And now there's a pending deposit in my account. It's like magic. -- nm

Posted by CovingtonCat Jul 4 '12, 12:16

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Responses:

ok, I have questions. Do you have to be a VIP customer to do this? I mean, do they just let anyone have access to this feature? And, - CrankYanker Jul 4, 12:24 9
- I got the app for my bank at Google Play. Then just logged in like I do on the internet. - CovingtonCat Jul 4, 12:28 6
  - I love the idea. How does the bank know it isn't a duplicate check when you send the original? -- nm - CrankYanker Jul 4, 12:30 5
    - they might not know this one is a duplicate, but they probably have some fuzzy logic flagging system, besides they can track you anywhere on earth now -- nm - zeitgeist Jul 4, 12:41 1
      - The value won't be available until the check clears the issuing bank and if it"s a duplicate the issuing bank will decline it. -- nm - Ender Jul 4, 12:49
    - Oh, and I keep the original. I'm supposed to keep it for 2 weeks. And I agree to dispose of it after. -- nm - CovingtonCat Jul 4, 12:39 1
      - The banks just scan and shred the originals anyway, so the picture's just as good to them. -- nm - Ender Jul 4, 12:50
    - I had to add a statement under my signature that it was for mobile deposit only. - CovingtonCat Jul 4, 12:33
- I was wondering this too. If you have multiple bank accounts, couldn't you just deposit it electronically into each one, withdraw the money and voila - Beaker Jul 4, 12:25 1
  - Banks talk. Also, you wouldn't be hard to track down. -- nm - Reagen Jul 4, 12:27
Any sufficiently advanced technology ... -- nm - Beryllium Jul 4, 12:16

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