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In response to "Just deposited a check using my phone. And now there's a pending deposit in my account. It's like magic. -- nm" by CovingtonCat

ok, I have questions. Do you have to be a VIP customer to do this? I mean, do they just let anyone have access to this feature? And,

when are the funds available? when the physical check reaches the bank? (this would cut down on fraud, but also negates any benefit IMO).

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