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should mortgage counseling be mandatory? -- (link)

Posted by znufrii Jul 19 '12, 09:06

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http://www.nytimes.com/2012/07/19/opinion/a-guide-for-the-new-mortgage-form.html (www.nytimes.com)

Responses:

a course on personal/business/government budgeting should be mandatory in high school everywhere. -- nm - Max Jul 19, 09:12 6
- Yes. -- nm - Strongbad Jul 19, 09:35
- no argument there. -- nm - znufrii Jul 19, 09:19
- I think in college as well. -- nm - amanda Jul 19, 09:19 1
  - sorry to AAM, but the face eater is 45 years old and doesn't know how to read an electric bill. - amanda Jul 19, 09:20
- agreed. there should be several life skills classes. -- nm - Mel Profit Jul 19, 09:17
- I lik this -- nm - Epiphany Jul 19, 09:15
[deleted] 29
- Take the devil's advocate here and argue why it's different to require a driver's license test, when widespread mortgage failure affects the economy - Max Jul 19, 09:17 3
  - [deleted] 2
    - I want to say amortization tables should be mandatory documents, but maybe they already are. Does anyone know? -- nm - Max Jul 19, 09:23 1
      - Don't think we got anything like that. -- nm - znufrii Jul 19, 09:26
- I'd say the consequences of those are already fairly well understood on a cultural level - znufrii Jul 19, 09:14 23
  - [deleted] 16
    - There is tons of cultural information about marriage that gets transmitted every day. - znufrii Jul 19, 09:30 14
      - I am sorry, a mortgage is not really that complicated. It is rather basic math, in fact. - The Dark Spawn Jul 19, 09:35 2
        
        fine, then about the consequences of major financial decisions. - znufrii Jul 19, 09:43 1
        
        [deleted]
      - *thud* -- nm - The Dark Spawn Jul 19, 09:34
      - [deleted] 9
        
        no, I'm speaking to the general availability of cultural information about it. - znufrii Jul 19, 09:41 6
        
        [deleted] 3
        
        its accuracy or lack thereof is actually completely irrelevant to the point. - znufrii Jul 19, 09:52 2
        
        [deleted] 1
        
        someone's *fighty* today.. -- nm - znufrii Jul 19, 10:08
        
        newspapers are cultural information. radio, news, web, etc? -- nm - amanda Jul 19, 09:42 1
        
        they sure are. - znufrii Jul 19, 09:45
        
        "Your marriage license will be approved upon submission of proof you have seen 'Kramer vs. Kramer' and 'Who's Afraid of Virginia Woolf?' - Dr.Vermin Jul 19, 09:36
        
        [deleted]
    - Exactly. -- nm - The Dark Spawn Jul 19, 09:24
  - See, I think the opposite. We deal with money nearly every day. Not so much, the others. -- nm - The Dark Spawn Jul 19, 09:15 5
    - but we only deal with it on a very simple transactional level. - znufrii Jul 19, 09:17 4
      - Ok, different way of looking at it. How many divorces happen each year? How many bank repos of homes? -- nm - The Dark Spawn Jul 19, 09:28
      - [deleted]
      - Then we are flawed as a species, if that is true. - The Dark Spawn Jul 19, 09:23
      - but we think about it every day on a more macro level. or we should. -- nm - amanda Jul 19, 09:21
- Life Counseling. -- nm - The Dark Spawn Jul 19, 09:10
the mortgage has to want to change -- nm - the human tater tot Jul 19, 09:07

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