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In response to "My advantage in this case was that I had a card that I had completely paid off about 14 months ago." by Dano

Ummmm... that's not really how it works.

You're not a cardholder they particularly care about if they aren't making interest charges off you for over a year.

Can't remember the term we had for cardholders that always paid their balances off each month, but they never got the good balance transfer offers. There's noting in it for the credit card company.


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