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so today it begins.

Posted by tRuMaN (aka Truman) Sep 11 '12, 09:33

i have some hope that the home warranty may cover something, but in reality i am looking at a bill between $8,000 to $16,000 to fix my house. i plan on calling about the warranty at lunch today to see what they say. though i have a feeling they are going to want to send their own contractor out (for which i will have to pay) to inspect the sewar line for themselves.

the problem is 3 "bellies" in the line, think of them like a sink drain trap, except they are straight sections 4 or 5 feet long.

its not something i can do myself, and it is going to require destroying my front yard, and ripping out a portion of the basement floor.

so i have 5 possible options:
1. the home warranty will cover the worst of the bellies, and maybe that will allow better flow through the entire system.
2. nothing is covered, but i pay someone to fix just the first one and hope for good results.
3. i pay someone every 6 months to come out and hydro clean the line (probably costing around $250 to $300 a time).
4. Sell the house (and maybe not disclose this issue?)
5. walk away.

needless to say, a little depressed right now.

Responses:

Unless you rates are much larger than here, the work should not run you that much. - Spawn Sep 11, 09:41 1
- the line from the stack to the street is 100' - tRuMaN Sep 11, 09:44
If you have the same warranty I do, they won't cover it. - spamlet Sep 11, 09:39 1
- well, its under the house, not in the yard (the worst of the issues) - tRuMaN Sep 11, 09:40
hugs - I'm hoping for the best -- nm - Epiphany Sep 11, 09:38
out of curiousity, did you contact your homeowners insurance to see if they might help? nm -- nm - groiny Sep 11, 09:36 16
- sorry, i misread. - tRuMaN Sep 11, 10:06 1
  - http://www.hsxtt.com/index.php?post_id=235623 8&board_id=15037&username=Truman -- nm - amanda Sep 11, 10:21
- did you read my post? - tRuMaN Sep 11, 09:45 12
  - wo, the warranty is the same as insurance? (seriously, this is different terminology than we use I think.) -- nm - Andie Sep 11, 09:49 2
    - the house was sold to me with a home warrant, that isnt home owners insurance, its a warranty like a car warranty - tRuMaN Sep 11, 09:51 1
      - okay, so, (maybe i am confused), the question was.. did you contact your insurance? so, i guess you haven't? -- nm - Andie Sep 11, 09:51
  - So, um...is a home warranty the same as homeowner's insurance? - Jim Sep 11, 09:49
  - where does it say this in your post? I mean, how would he know? he is trying to help you. - amanda Sep 11, 09:49 6
    - really, item 1 on my list doesnt say contact the warranty? the first paragraph doesnt say that as well? - tRuMaN Sep 11, 09:50 5
      - "sewer" is spelled with an e. have a great day. good luck to you. -- nm - amanda Sep 11, 09:53
      - Warranty is different than home insurance most places. -- nm - Will Hunting Sep 11, 09:52
      - home warranty and home insurance are two different things in my head at least -- nm - oblique Sep 11, 09:51
      - Keep being a huge dick. It's pretty cool. -- nm - Shaun Sep 11, 09:51
      - wow. okay. -- nm - Andie Sep 11, 09:51
  - okeydokey. nm -- nm - groiny Sep 11, 09:46
- Yeah, this would have been my first call. -- nm - Jim Sep 11, 09:41
4 is a good way to get yourself sued. -- nm - Reagen Sep 11, 09:36 4
- true, and yet, i am pretty sure today that the previous owner knew and didnt disclose. -- nm - tRuMaN Sep 11, 09:36 3
  - I mean, you have to fix it when you sell, right? because you have to disclose and it's not sellable with this huge issue. so just refi now while rates - amanda Sep 11, 09:47 2
    - In theory also, depending on the equity he has in the home, maybe even refi with cash out would work to cover the cost -- nm - oblique Sep 11, 09:52
    - I like the idea of a re-fi idea ... rates being low - might work! -- nm - JenBro Sep 11, 09:50
[deleted]
The lawsuit with the plumbers that did not show should pay a small percentage of it, at least. - Spawn Sep 11, 09:35 3
- they showed up, just very very late (10:30 pm last night) -- nm - tRuMaN Sep 11, 09:35 2
  - Did you open the door with a "Are you f***ing kidding me?" look on your face? - Will Hunting Sep 11, 09:40 1
    - i opened the door with a look somethign like that, and received a look of - tRuMaN Sep 11, 09:42

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so today it begins.

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