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In response to "true, and yet, i am pretty sure today that the previous owner knew and didnt disclose. -- nm" by tRuMaN

I mean, you have to fix it when you sell, right? because you have to disclose and it's not sellable with this huge issue. so just refi now while rates

are so low and get it overwith.

I mean, it sucks, but you have to do it. you have no choice. if it makes your mortgage payments undoable, either extend your term or pick up a roommate for a year.

I owned an old house for many years. an $8000 issue is not really that uncommon. you just shrug, figure out how to pay, and move on.

drepression solves nothing.


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