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i apologize

Posted by tRuMaN (aka Truman) Sep 11 '12, 10:29

i barely got any sleep, and my work is my insane than normal today.

groiny, as i understand it my home insurance will cover damage from storms, disaster, etc, but it wont pay to fix things like this. i can ask, but i doubt it will cover that (never heard of one that would), but asking never hurts.

i have had the house for 15 months, i have no idea if i can refinance or whatever, but i doubt that will save me enough money to afford this. when i was looking at houses last year, most places didnt want to provide a mortgage that included the cost of repairing something (mortgage for $50k, buy for $40, use 10$ to repair) almost everyone i talked to said no, they wont do that anymore.

I doubt i have enough equity to get any cash out, but i guess that would be an option further down the list.

Responses:

Any equity in the home? A line of crdit was what we did for our AC. -- nm - Spawn Sep 11, 11:07
You also mentioned that the previous owner had this repaired once already? I'd be sure to get the name of that company - oblique Sep 11, 10:35 1
- ...and then use someone else. -- nm - Mop (199 lbs) Sep 11, 10:35
Tru - fwiw - I don't think they meant the refi would save enough to cover the cost - just that you could refi and cover the cost with new mortgage & - JenBro Sep 11, 10:33
the thing is, the even if the homeowners insurance does not help they know stuff...... - groiny Sep 11, 10:32 4
- Groiny's right - they also may be able to tell you names of reputable repair places that are more reasonably priced to get estimates? -- nm - JenBro Sep 11, 10:33 3
  - this will be a much better place when everyone realizes this. nm -- nm - groiny Sep 11, 10:36 2
    - Well, if it only happens every 6 months, you can't expect it to remain fresh in our minds. -- nm - Will Hunting Sep 11, 10:38
    - *testify* - JenBro Sep 11, 10:37

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i apologize

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