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In response to
"FN has this "either/or" thing that we discovered when we bought our place a couple years ago"
by
Reagen
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Oh, that sucks. It's going to be hard to justify a change if the payout is that high.
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You'd never recoup $7k in the time remaining on your term. Unless you can get a refi company to pay part of your penalty for you. However, I was very dissapointed in this when I refinanced our house. I mean, we did it with the same company, and we had to fight tooth and nail to get them to pay half of it!
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