Speaking of The Consumerist, �Hey Baby, What�s Your Credit Score?�
Posted by
David (aka David)
Dec 27 '12, 12:17
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(Arm thyself with knowledge, Mop)
Even if you don�t want to now your credit score for your own financial awareness (which really, you should know it) a new trend on the dating scene implies that you might need to come to dates armed with such knowledge. And we say �armed� because if you�ve been in the dating trenches lately, you know it�s a war out there. Apparently the latest onslaught against your character could come not from being unversed in current affairs, but in having a low credit score or not knowing where your credit ranks at all.
This new torturous dating convention comes by way of the New York Times, which profiles a woman on a first date who comes face-to-face with the question.
After the woman�s date asked, �What�s your credit score?� she was a bit put off, even more so when it seemed her answer wasn�t good enough.
�It was as if the music stopped,� she told the NYT, adding that the date went off the tracks quickly at that point because she was unsure what her score was, but knew it wasn�t that great. �It was really awkward because he kept telling me that I was the perfect girl for him, but that a low credit score was his deal-breaker.�
At that point I�d probably storm off in a huff, but it�s understandable that in these days of economic uncertainty and a sluggish housing market, one might not want to get involved with a less than financially savvy partner. And apparently, it�s something that is factoring more and more into dating decisions, say those in the know.
�Credit scores are like the dating equivalent of a sexually transmitted disease test,� said the founder and chief executive of MoneyZen Wealth Management, a financial advisory firm. �It�s a shorthand way to get a sense of someone�s financial past the same way an S.T.D. test gives some information about a person�s sexual past.�
It�s such a popular topic that there are even a few online dating sites that tackle the question head-on and even shine the spotlight on those with admirable credit, like Creditscoredating.com which crows, �Good Credit Is Sexy.�
Although this all sounds funny and silly and maybe even off-putting, credit scores have real life implications that could affect a relationship, such as getting an apartment or home, sharing bank accounts, car insurance premiums or buying cars together as a couple, just to mention a few things.
Shackling yourself to someone with a huge amount of outstanding debt might fall under the �for worse� part of �for better or for worse,� but it�s something that can be avoided if you don�t mind asking someone on a first date what his or her credit score is. And if you don�t mind awkward silences.
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