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Great, a $4100 collection account from the phone company just popped up on my Credit Report taking me all the way down to a 530 rating. I just

submitted a dispute but this sucks. My address is listed as one of my mother's old addresses. I think someone may have gone thru her trash and pieced information together. We've had the same phone number for 15 years so it should be fairly easy to remove this erroneous listing.

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