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re b2. i think the closing costs are $1500 rolled,

Posted by tRuMaN (aka Truman) Mar 25 '13, 11:17

another $350 is collected for appraisal seperately.

that is a $42 reduction in principal and interest, and wipes out the $13 a month in PMI i was paying.

Responses:

could you pull money out to deal with your sewer issue? -- nm - amanda Mar 25, 11:41 1
- already fixed and paid for. -- nm - tRuMaN Mar 25, 11:51
If it gets you out of PMI, then definitely yes. -- nm - spamlet Mar 25, 11:19 18
- that would depend on the appraisal truthfully. if it doesnt change from my original from 21 months ago -- nm - tRuMaN Mar 25, 11:21 17
  - Good luck with that. Ours suddenly dropped by 15% because of the comparables that happened to be on sale at that point. - spamlet Mar 25, 11:27 16
    - did you still have to pay for the appraisal? -- nm - tRuMaN Mar 25, 11:37 11
      - Yes, thankfully that was all that we were out. -- nm - spamlet Mar 25, 11:44 10
        
        tengo uno amigo who is refi via BoA right now. if the appraisal comes in low, BoA eats the cost. -- nm - amanda Mar 25, 11:45 9
        
        Hmm, that's interesting. I was going through the Costco lender and they did not eat the fee. -- nm - spamlet Mar 25, 11:46 8
        
        which lender? - tRuMaN Mar 25, 11:51 3
        
        I don't remember other than they were out of KS somewhere. -- nm - spamlet Mar 25, 11:56 2
        
        i think i know which one that is. - tRuMaN Mar 25, 11:57
        
        And it really wasn't their fault. I was very happy with their service. It was the appraiser that I was pissed at. -- nm - spamlet Mar 25, 11:57
        
        creo que WF dijeron (is this right?) the same thing. BoA wound up winning on timing more than anything. -- nm - amanda Mar 25, 11:49 3
        
        [deleted] 2
        
        mother effer. (como se dice "mother effer" en espanol?) (como se dice, right? not just como dice?) -- nm - amanda Mar 25, 11:53 1
        
        You are correct on como se dice. I'll let Jack answer the other part. -- nm - spamlet Mar 25, 11:58
    - ugh. that sucks -- nm - prayformojo Mar 25, 11:29
    - what a bastard! -- nm - Epiphany Mar 25, 11:28 2
      - Stupid new bank regulations meant I couldn't really contest it unless I thought there was malfeasence. - spamlet Mar 25, 11:45
      - this. throw a rock through his window. -- nm - Beaker Mar 25, 11:42

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re b2. i think the closing costs are $1500 rolled,

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