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In response to "so 14K on top of 2 mortgages and 1 car loan, and you are 750+ credit score?" by groiny

Yup. It was higher than I expected when they showed it to me. I thought I was around 700...

was happily surprised. Was told that the amount of free debt and nothing up against the limit makes a huge difference.

I do listen to somethings and have really been pushing things down. A year ago that 0 card was 10K of a 11K limit...and that was killing credit score


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