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In response to "I can turn off auto-debit for my student loan and pay it of my own accord, but I get a discounted rate if I do auto-debit." by Mop

at this point, i would be happy to pay as much as i could possibly afford to just to be free of the accursed thing

the only reason i might not is if i could be putting that extra money in the IRA I haven't put a new penny into for like 8 years

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