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In response to
"depends on what your costs are for the refi, vs the rate change. "
by
groiny
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You get the right place with no fees, and you don't screw them by refinancing less than 6 months since the last time.
Posted by
Mop (190 lbs) (aka rburriel)
Jun 26 '13, 09:56
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In most cases, if you refi within the 6 month window, they lose their commission from reselling your mortgage to the big guys (that's why they do it for no fee). So long as your property value keeps going up and your rates keep going down, the only cost to you is time (which, mind you, can be costly).
Mop
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