ST Alpha - "Being largely cashed based, I'm working off a modified envelope system, I guess?" (Reading a Post)

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Being largely cashed based, I'm working off a modified envelope system, I guess?

Posted by Qale (aka Qale) Jul 1 '13, 14:44

My actual paychecks go to the things I have actual bills for.

My tips get divvied up into categories like gas, food, entertainment, health, etc...

The first is done every two weeks.
The second is done every week.

We'll see how things go.

Responses:

I know a lot of people have had success with this system. Dave Ramsey is a big proponent of it. - spamlet Jul 1, 14:49 10
- i cant find that in the app store. -- nm - tRuMaN Jul 1, 14:58 7
  - I can't either. We've had it forever, maybe it's no longer available? -- nm - spamlet Jul 1, 15:11 3
    - I looked for the developer name as well and nothing popped up. It's officially "Spend - Budgeting" by Adamcode.com -- nm - spamlet Jul 1, 15:13 2
      - I googled it and found a review. Clicked on the link and it says "no longer available" - spamlet Jul 1, 15:14 1
        
        *glares at you* -- nm - tRuMaN Jul 1, 15:15
  - maybe this? it's Pico Spend. (there's also Spending). nm but: -- (link) - b. Jul 1, 15:02 2
    - thats the problem, there are 227 apps with Spend in the name. was hoping spammy could narrow it down for me - tRuMaN Jul 1, 15:03 1
      - fwiw, the two I mentioned had good reviews and looked promising. I didn't randomly choose them. :) - -- (link) - b. Jul 1, 15:23
- I'll look into that. Though I kind of want to make it a little inconvenient at first, if that makes sense. -- nm - Qale Jul 1, 14:54 1
  - It does, to make you think about it. Good luck, I know you'll be able to do it. -- nm - spamlet Jul 1, 14:55
I track spending via both Quicken *and* Google Docs. - ty97 Jul 1, 14:45 5
- I tracked * everything * for a couple of years until a HD crash - Reagen Jul 1, 15:13
- you're killing me: I don't track anything. I log in and look at my bank accounts and my BoA card every day for two minutes. - amanda Jul 1, 14:55 2
  - To be fair, I track my spending to make sure my overall spending stays within my monthly income. - ty97 Jul 1, 15:05
  - If you're doing it every day, you're tracking it. Just mentally. -- nm - Qale Jul 1, 14:57
- Google Docs is awesome, except when it's being a brat and not loading. -- nm - Qale Jul 1, 14:48
I found a lot of success with that, back in the day. from dave ramsey's "financial peace." -- nm - b. Jul 1, 14:45 9
- er, I should say from that, from tracking everything I spent (writing cash expenses down on index cards in my wallet - still do that), and entering - b. Jul 1, 14:48 7
  - I could stand to be a bit more accurate on this. I charge most things, and think I am good at estimating cash spend. - ty97 Jul 1, 14:53 2
    - my cash all comes from trivia winnings so it's like net zero. -- nm - amanda Jul 1, 14:55 1
      - I need to find a hobby that makes other people pay me money. *envy* -- nm - ty97 Jul 1, 15:31
  - Yeah this is exactly what I'm doing. Receipts or scribble on index card if I swipe my debit card, then moving the actual cash around when I'm home. - Qale Jul 1, 14:52 1
    - exactly. you likely won't need to do the envelopes forever, once you get a feel for everything. -- nm - b. Jul 1, 14:59
  - *hands you a giant ball of crumpled up credit card receipts* oh, you'll probably need these. slipped my mind -- nm - barnaby bear Jul 1, 14:49 1
    - haha. as if I don't have transactions download automatically. -- nm - b. Jul 1, 14:49
- I've read some of his stuff and trying to adapt it, yeah. -- nm - Qale Jul 1, 14:47

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Being largely cashed based, I'm working off a modified envelope system, I guess?

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