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In response to "I found a lot of success with that, back in the day. from dave ramsey's "financial peace." -- nm" by b.

er, I should say from that, from tracking everything I spent (writing cash expenses down on index cards in my wallet - still do that), and entering

those and receipts in financial software (I adored MS Money, but it is no more - I use Quicken now; but if you have simple finances a spreadsheet'll do).

keeping track makes you pay attention and can be super revealing and helpful in realizing what goes where.


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