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In response to
"Being largely cashed based, I'm working off a modified envelope system, I guess?"
by
Qale
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I know a lot of people have had success with this system. Dave Ramsey is a big proponent of it.
Posted by
spamlet
Jul 1 '13, 14:49
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You might want to check out apps for your phone where you can track spending as well. We use something called "Spend" on the iPhone but I'm sure there's an Android version as well.
Basically, you put your "budget" amount in as a positive and the spending against it as a negative and it will track what you have left. It's basically an electronic version of the envelope system.
Either way you have to track every spend, which makes the phone very convenient.
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