ST Alpha - "So using the little cost estimator, health insurance for me would be around $240 through the health exchange. I wonder what the coverage is like." (Reading a Post)

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So using the little cost estimator, health insurance for me would be around $240 through the health exchange. I wonder what the coverage is like.

Posted by James Bond (aka Igor) (aka Igor) Jul 8 '13, 20:42

Currently, my residency pays $550 or so for my health insurance, which is freaking ridiculous. I have the POS plan which is an HMO and a PPO combined. Pretty decent plan, my deductible is only $400 if I use the PPO side and it covers like 80%. If I wanted one that covered 90% it would have cost $723 per month.

Responses:

all plans (exchange and otherwise) have to offer the same coverage of services. it's just a question of how much out of pocket/deductible you want - charlie Jul 8, 20:48 14
- Well yea, they all over the same service but it is about the cost. One plan can have a $3000 deductible while the other has a $300. -- nm - James Bond (aka Igor) Jul 8, 20:53 12
  - there will be four levels of exchange plans: Bronze, Silver, Gold, Platinum -- (link) - charlie Jul 8, 20:55 11
    - Ok, cool that is what I was wondering about. Do they have an estimate of what the platinum plan will cost? -- nm - James Bond (aka Igor) Jul 8, 21:02 8
      - it depends on your age, location, and the plan provider - charlie Jul 8, 21:03 7
        
        And gender -- nm - the liioulu with humidity Jul 8, 21:09 6
        
        no -- nm - charlie Jul 8, 21:12 5
        
        Then that means everyone's prices are going up. -- nm - the liioulu with humidity Jul 8, 21:20 4
        
        no -- nm - charlie Jul 8, 21:23 3
        
        Dude, they've been raising the prices on women's insurance over the last year or so. - the liioulu with humidity Jul 8, 21:33 2
        
        no -- nm - charlie Jul 8, 21:34 1
        
        Then please explain. - the liioulu with humidity Jul 8, 21:39
    - plus double secret platinum for one-percenters. -- nm - Tim Jul 8, 20:56 1
      - Monocle-level -- nm - charlie Jul 8, 21:02
- Essential Health Benefits - charlie Jul 8, 20:53

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So using the little cost estimator, health insurance for me would be around $240 through the health exchange. I wonder what the coverage is like.

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