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yup.

because it's through my employer, my APR is currently 0.26% (Fed. Funds Rate + 1bp). With my current balance that works out to abuot $1.50 a month in finance charges.

I get 1% back on purchases, so I funnel all my regular spending through my card and pay off what I spend in a given month.

And on a month-to-month basis, I'm breaking even in terms of cash-flow.


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