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In response to "This is exactly the opposite of the way it works for the vast majority of people. Insurance companies have generally negotiated deep discounts that " by pmb

When I get blood work done the lab charges $1,993.03 and my insurance discounts it to $96.59. *NM*

(That's not what I pay after my insurance pays, I've hit my out of pocket limit for the year, so that's the total paid by insurance.)

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