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I'm no FDCPA expert, but my understanding is that it regulates conduct beyond the terms of the contract and is not waivable. Here the TCPA is

waivable and was waived. In my view that waiver becomes part of the contract (unless statutorily the waiver is revocable). I think it makes less sense for the court to read the right of revocation into an explicit contract when the parties have relied on it.

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