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In response to "OK, so I guess I need car insurance. I'll take recommendations on specific insurers as well as how to shop for it. -- nm" by Mop (200 lbs)

go to an Independent Agent - they will have a choice of companies and in my humble opinion - they do a better job because they work for you - not just

ONE company - so you can stay with them for many years - and take advantage of different companies having good rates and options - but you still have the same agent

They also can advocate on your behalf when you have a claim - and direct writer companies usually cut their captive agents out of the mix when it comes to claims.

again - just my opinion (but I'm biased of course)


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