ST Alpha - "Ah, I didn't catch the max out of pocket. Personally, I'd go with HDP plan and use the HSA. I'd be more concerned with protecting the high end costs" (Reading a Post)

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In response to "Jim, re b2, here is more info, if this helps." by Truman

Ah, I didn't catch the max out of pocket. Personally, I'd go with HDP plan and use the HSA. I'd be more concerned with protecting the high end costs

Posted by pmb (aka pmb) Sep 11 '13, 08:14

for more certainty on the lower end. I'd use the HSA to help cover the increased lower end costs on a pre tax basis. But this is a very close call. If you're cash poor it might be worth taking the risk on the higher end to save more on the low end for the time being. If you're not, I'd protect the higher end.

Responses:

You know the more I think about it, I'm changing my mind. I actually think I'd go with the lower deductible. - pmb Sep 11, 08:19 3
- the max out of pocket cap is a big thing to consider, for sure. - groiny Sep 11, 08:34 2
  - glad to hear that job stuff has worked out pretty well for you -- nm - oblique Sep 11, 08:39 1
    - thanks, other than it being a pretty boring job, it is going well. nm -- nm - groiny Sep 11, 08:48

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Ah, I didn't catch the max out of pocket. Personally, I'd go with HDP plan and use the HSA. I'd be more concerned with protecting the high end costs

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